Infrastructure that connects a seller's checkout to acquirers and card networks, processing the charge and returning the response.
A payment gateway is the infrastructure that receives a transaction's data at checkout, sends it to the acquirer and the card network, and returns the approval or decline response. It's the technical layer between the moment the buyer clicks pay and the moment the money is actually moved.
Besides processing the charge, a full-featured gateway also covers fraud prevention, routing between acquirers, currency conversion, and the payout of the approved amount to the seller, net of fees.
Buying from another country should not be harder than buying around the corner. Every step described here exists because the question already reached support, more than once.
Wellington CostaGlobal Payments Specialist
Mundpay processes payments in 190 countries with local currency checkout, a human risk team and fast payouts. Open an account and test it against your own operation.
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Writes about payment infrastructure, checkout conversion and chargeback reduction. Works directly with digital product sellers, affiliates and creators selling to more than 40 countries through Mundpay.
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